NOVEX HOME LOANS
Home loan financing solutions for self-employed individuals
YOUR TAX RETURNS DON'T TELL THE WHOLE STORY
Three paths to loan qualification.
Zero tax returns required.
PROGRAM 01 / BANK STATEMENT PROGRAM
â–¸Business or personal bank statements accepted — your choice
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â–¸50% standard expense factor; minimum 10% with accountant letter
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â–¸No tradeline requirement with 3 credit scores on file
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â–¸Non-permanent residents eligible up to 90% LTV
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â–¸SFR, condotels, condos, studios, 2–4 unit properties
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â–¸Loan amounts to $4M
PROGRAM 02 / 1099 LOAN PROGRAM
â–¸Business or personal bank statements accepted — your choice
​​
â–¸50% standard expense factor; minimum 10% with accountant letter
​
â–¸No tradeline requirement with 3 credit scores on file
​
â–¸Non-permanent residents eligible up to 90% LTV
​
â–¸SFR, condotels, condos, studios, 2–4 unit properties
​
â–¸Loan amounts to $4M
PROGRAM 03 / CPA LOAN PROGRAM
â–¸Business or personal bank statements accepted — your choice
​​
â–¸50% standard expense factor; minimum 10% with accountant letter
​
â–¸No tradeline requirement with 3 credit scores on file
​
â–¸Non-permanent residents eligible up to 90% LTV
​
â–¸SFR, condotels, condos, studios, 2–4 unit properties
​
â–¸Loan amounts to $4M
Novex Home Loans is dedicated to providing tailored financing options specifically for self-employed individuals. Our mission is to simplify the loan process and make homeownership accessible. Discover the unique advantages that set Novex Home Loans apart in the financing industry. Our focus on self-employed individuals drives our commitment to personalized service and effective solutions.
WHY CHOOSE NOVEX HOME LOANS
Expertise
Focused on Self-Employed
Our expertise in financing for self-employed individuals ensures that we understand the complexities of your financial situation and can offer tailored solutions.
Efficiency
Streamlined Processes
We prioritize efficiency to provide you with quick responses and streamlined loan processes, allowing you to focus on what matters most—your business and home.
Customer-Centric Approach
At Novex Home Loans, we place our clients at the center of everything we do. We listen to your needs, provide prompt assistance, and strive to exceed your expectations with comprehensive support.
Your Goals Matter
TESTIMONIALS
John Smith
"Novex Home Loans made the home buying process seamless for me as a self-employed individual. Their team understood my needs and provided excellent support throughout!"
Lisa Johnson
"I can't thank Novex enough for their help in refinancing my home. They made it easy and I was able to save significantly on my monthly payments!"
David Brown
"The professionalism and dedication of the Novex team are unmatched. They worked tirelessly to find the best loan options for my unique situation."